Meet Amy
Licensed Insurance Broker
CA License # 0B92023
With an impressive 43-year journey in the insurance industry, Amy's expertise is your key to comprehensive coverage and peace of mind.
Always embracing change and growth, with her clients’ needs prioritized, Amy has now come full circle to establish her independent agency, Gold Country Insurance Solutions.
Today, Amy stands at the forefront of the insurance industry's evolving landscape, acutely aware of the challenges homeowners face in securing coverage for their properties.
With a focus on wildfire mitigation and management, she understands the nuances of crafting meticulously tailored insurance solutions.
Amy's approach goes beyond policies and premiums – it's about forging meaningful and lasting connections.

Whether you're safeguarding your home, auto, commercial property, or securing your family's future with life insurance, Amy is here to guide you through the intricacies of the ever-changing market.
Her promise to you is unparalleled customer service, attention to detail, and a genuine commitment to protecting what matters most.
Embark on a journey with Amy Steel Cubillo and Gold Country Insurance Solutions— let's navigate the labyrinth of insurance together. Your peace of mind is her priority, and she looks forward to meeting you, understanding your unique needs, and finding tailored solutions that stand the test of time.
Our Insurance Expertise and Specialties
Automobile Insurance
&
Specialty Insurance:
Classic Cars,
Collectible Cars, Vintage Trailers
Homeowners Insurance:
CA Fair Plan
Wrap-Around
Life
Insurance:
Income Protection; Mortgage Coverage; Long-Term Care; Legacy Planning
Home Inspections
Commercial Property
&
Business Insurance:
Small Business;
Construction Industry;
Event Insurance
"Amy’s service and compassionate personal approach is unlike anything we’ve ever experienced. When we relocated from the SFBA in 2015, she helped us set up all of our insurance needs for our homeowners’ insurance on two properties, our primary residence and our investment property, and the insurance on our cars. Even after she left the Allstate office where the insurance was written, she continued to be on call to answer any questions or concerns we’ve had. She also explained the life insurance policies we’ve had in place for years and never understood. Her explanations and support during all the insurance changes due to the wildfire situation have been invaluable. We highly recommend Amy Steele Cubillo and Gold Country Insurance Solutions as the very best you’ll find."
- Susan & Bob Davis
“Amy has just been wonderful and was there for me when my insurance company cancelled me after the River Fire two years ago. Not our fault but we're paying for it. Amy helped me and got me through it. She knows what she’s doing and does it with compassion. She came out to the house and talked to us on her own time. I will be staying with her, and I would and am referring her to anyone else who need’s help. Thank you, Amy!"
- Cindy Gray
Amy Cubillo at Gold Country Insurance is the very best of insurance agents. She is always responsive to my questions and concerns, and advises me well. Her timeliness in handling matters is spot on, and she really cares about her clients. She always goes the extra mile to make sure the coverage she provides is exactly what her customers need. I give her, unreservedly, 5 stars!
- Gail Chastain, Grass Valley CA
Discover the best insurance options for your journey.
30 min